GEICO Insurance Company - Company Profile, Quotes & Discounts
GEICO, short for Government Employees Insurance Company was established in 1936 to provide auto insurance directly to federal government employees and their families. However, during the 1970’s GEICO started to offer its insurance services to the public. Although it carries the word “government”, GEICO is a fully private corporation.
GEICO usually deals directly with its customers through the phone and their website on the Internet. It is now considered the 3rd largest direct writer of private auto insurance in the United States.
Today, it offers a comprehensive range of consumer-oriented products. The Auto Repair Xpress program is one of the fast and convenient programs of GEICO, which works towards providing customers high quality repair solutions as quickly as possible. Through ARX, you can park your car at an ARX shop and set up a rental car, if you have rental car coverage.
GEICO also provides several discounts in the auto insurance policy that lower the auto insurance premium based on vehicle equipment, driver's history and habits, driver's education, and driver's affiliations.
Vehicle equipment: You can gain attractive discounts on various vehicle equipments such as Air Bag, Anti-Lock Brake system, and Anti-theft system.
Driving history and habits
If you have a clean driving record then you are entitled to save 26% on coverage offered by GEICO.
Driver's Education
If you have completed a defensive driving or an education course and you are a good student with a good academic record, you are eligible for a discount of up to 15% on certain coverage offered by GEICO.
Payments Options offered by GEICO
They offer a plethora of payment choices to their customers. With GEICO, you can select from various ways of paying your auto insurance premium. You can pay your premium all in one lump sum, or break up your payment in one, two, three, four or even monthly installments.
Customer Service of GEICO
GEICO gives prime importance to its customers. They have only one priority and that is to provide its customers with easy, convenient and pleasant options pertaining to their auto insurance. They have online access to auto policies, which helps you view your auto insurance policy, make payments or sign up for auto pay.
Apart from its online service, it also provides you 24-hour assistance with a real person with whom you can discuss your policy, your coverage levels, how to file a claim, claims handling and many more questions regarding your auto insurance.
With its numerous attractive discounts and dedicated customer service, GEICO is surely one of the best auto insurance companies in the United States.