Allstate Insurance Company - The Good Hands Company
Allstate Insurance Company is one of the greatest growth stories in American business history. The company made a humble beginning in 1931 by selling auto insurance via the Sears catalog. It became the nation's largest publicly held personal lines insurance company in 1995. Allstate has built it business on a legacy of innovation, success and service and it has been ranked in Fortune 50.
Allstate is a trusted name in the Insurance sector, which is associated with financial strength and reliability. The Allstate Insurance Company has a famous slogan “You're In Good Hands with Allstate®” The slogan clearly represents what the company delivers.
Allstate Insurance Company is known to provide innovative auto insurance policy called 'Your Choice Auto®'. The policy provides better protection in case you have an accident and rewards you if you avoid them. These policies are known to provide much more than the basics offered in insurance coverage such as:
- Accident Forgiveness: Prevents rates from going up in case you are at fault in an accident
- Safe Driving Bonus®: Policyholder is presented with a safe driving bonus check for each 6 month of accident-free driving. The check issued is up to 5% of insurance premium.
- New Car Replacement: If your vehicle is totaled in the first three years of model years, the company will pay for the new car and not just the depreciated value of the car.
A policy holder can also save on premiums by raising his deductible, re-evaluating his collision and comprehensive coverage package (suitable for older cars), good credit history, availing different discounts offered or purchasing a car that will attract less premium.
'Your Choice Auto' policy offers many discounts to its policy holders. The policy offers discounts to safe drivers, senior citizens, students, drivers with multiple Allstate policies and retired persons. The policy also extends discounts to safe cars having anti-lock brakes, anti theft systems and passive restraint systems such as airbags, factory-installed motorized seat belts.
The Auto Insurance policies from Allstate Insurance Company provide wide coverage options through its 'Your Choice Auto' policy. The different coverage options provided are:
- Liability Coverage: Protection against damages of life and property when you are at fault
- Medical Payments Coverage: Payment of reasonable and essential medical bills
- Collision Coverage: Repair costs of the car in case of a covered accident
- Comprehensive Coverage: Protection for your car against damages from storm, passive object like trees, or acts of vandalism
- Personal Injury Protection: Reimbursement of lost income, medical expenses, childcare expenses in the event of a covered accident
The company has devised 'Good hands network', a unique customer care support whereas customers can reach the company through it local agents, toll-free numbers and online. The company also supports online payments and gives customer the power to change his insurance coverage, deductibles or limits.