Shopping for Free Car Insurance Quotes in New Jersey
A simple insurance policy is cheaper in New Jersey than any other state in the US because of the Automobile Insurance Cost Reduction Act. However, it is prudent to examine the insurance plan carefully before you select a basic car insurance policy.
A car insurance policy in New Jersey is significantly cheaper than a basic insurance policy in most states. The basic policy covers $15,000 per person per accident, $250,000 permanent injuries and $5,000 property damage per accident.
However, insurance for bodily injury to another person is not included in the basic car insurance policy, but $10,000 can be added to cover bodily damage to the victim in each accident.
The basic insurance policy also does not include collision or comprehensive coverage. These options can be added to the car insurance policy depending on the kind of basic insurance needed. This car insurance policy is suitable if you just need a cheap insurance policy, as its coverage is minimal. There are better, more comprehensive plans than this, but they are expensive.
It is also suitable for people who cannot buy car insurance due to a bad credit rating, a bad driving record or who just need affordable car insurance cover. You will get a better policy if you compare quotes properly. Using our free quotes form at the end of this article on top right side this page is the quickest and most convenient way of obtaining quotes. Once you have selected the most suitable insurance company for you needs, you will just need to fill in some basic information, personal information, driving record and information about your vehicle on their website. The insurance provider will send you a free insurance quote as soon as they receive the information. It is prudent to collect as many quotes you can as this helps you make a wise decision.
A low quote does not mean it is the best car insurance available, as the policy may not have the best coverage. If you are looking for an insurance provider, it is prudent to find if they have an office in New Jersey. If the company doesn't have a local office, but has an office in a different state, you will not have the benefit of a local insurance provider to clear your queries and doubts. This is where our free insurance quotes form comes in handy; we do the leg work and get you insurance providers based on your location.
Car Insurance companies also offer discounts and special rates, so it is advised to ask them if they have any. Most companies will offer you special deals in an attempt to beat out the competition. This is often available in the results of our free quotes form.
Not sure how to start shopping for car insurance? Fill our easy free quotes form below and get quotes from top insurance companies in New Jersey now!