One Day Car Insurance
A lot of people don't even consider the option of acquiring one day car insurance coverage. However, for many reasons this type of cover comes in handy when you don’t need to shell out a lot of money for long term insurance. You don't need to pay a monthly or annual premium for a vehicle that you drive rarely or for one day only.
One day car insurance proves very useful in cases when:
- You need to borrow a car from a friend, family or co-worker; considering you are not covered in their policy as an additional driver.
- This type of car insurance can be used for your second car if you don't use it very often and it’s parked in a garage most of the year. It is smart to insure the car for the particular day you’re going to drive it rather than having the usual complete one year coverage for it.
- While going on a long journey, if you need another driver to share the driving then one day car insurance is very helpful.
- If you live in a big city, such as New York, then you don't get to use your car so often. On the rare occasions that you get to take it out, one day car insurance can come in handy.
- It can prove beneficial if you need to test-drive a car for the day.
- The coverage also applies to racing events.
In such situations, it make sense to pay for one day or other short term coverage rather than the unnecessary expense of complete insurance coverage for using the car for a few hours.
When you need one day car insurance, you should use our free quotes comparison tool to compare quotes from different insurance providers in your area. Once you have got some results, you can pick one that matches you need and work with the insurance provider on further other details.
Like conventional car insurance, the one day insurance also depends on factors such as your driving history record, which includes accidents and traffic violations, credit history and other factors.
A short-term insurance policy has many advantages:
- You get a free quote and you are not obliged to buy the policy.
- The plan works for families and, small and big business groups.
- The pricing structure is affordable and flexible.
- The coverage is comprehensive and covers most aspects of such short term insurance requirement.
The coverage usually takes anything between 1 to 28 days to process; with some of our insurance partners it may take a few hours or even minutes. To be eligible for a one day insurance, the age of the driver should be over 25 years, though some companies do accept drivers who are 21 years old or over.
Finally, don’t leave buying one day or short term auto insurance to the last minute, as it’s often more expensive to get coverage in a short notice. Planning ahead also gives you the opportunity to choose carefully before you buy the best coverage for your needs rather than picking the first one you come across in a hurry.
Our recommendation is that you plan in advance and go through various companies using our free quotes tool and compare the cost and other factors before making a decision. Most companies that offer long term, comprehensive coverage also offer short term insurance plans.